Review of U.S. Mortgage Companies
Terms Of Service
By accessing Lender Review Board (the “Web site”), you agree to abide by these terms of use. If you do not agree with these terms, please do not access any other parts of the web site.
1. By submitting personal information for a free mortgage estimate, you understand and agree that the Lender Review Board assumes the accuracy and completeness of the information you supply.
You also understand that the Lender Review Board does not guarantee that you will be able to successfully close your mortgage at the conclusion of your application process. You also agree to indemnify the Lender Review Board for any liability and/or damages that Lender Review Board suffers as a result of your unauthorized use of our web site.
2. By submitting an initial application, you represent that you are not doing so, directly or indirectly, for the purpose of or in connection with any attempt to solicit, sell or obtain a mortgage to, for or on behalf of a third party (other than as a means of referring such third party to our services). You also agree to indemnify the Lender Review Board for any liability and/or damages that the Lender Review Board suffers as a result of your unauthorized use of the Application Form.
It is your responsibility to evaluate the accuracy, completeness and usefulness of the information you've provided in the application. Without such, we may not be able to help you obtain your mortgage.
3. The Web site and content may be protected by one or more of the following: copyrights, patents, database rights, trademarks, service marks and/or other intellectual property or proprietary rights that are owned by the Lender Review Board, and/or third parties. Other service, product and company names appearing on the site may be trademarks or service marks of their respective owners. You may not remove any copyright, trademark or other proprietary notice or legend contained on (or printed from) the Web site. We may revise the Web site at any time, without notice.
4. You may not publish, broadcast, retransmit, reproduce, commercially exploit, create any derivative of or otherwise disseminate all or any portion of the web site without the express prior written permission of the Lender Review Board, and any applicable third party. You may not decompose, decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of the Web site, nor will you frame the Web site or use any robot, spider, or other device, software or process, whether manual or automatic, to monitor or copy our web pages or the content contained herein. You may reproduce quotes and information on the Web site only for your own personal, non-commercial use.
5. You agree that any controversy or legal claim arising out of or relating to these Terms of Use or our services, excluding action we may take to collect fees pursuant to Paragraph #2 and/or recover damages or obtain an injunction relating to the Web site's operations, intellectual property and our services pursuant to Paragraphs #3 and #4, shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party, unless we, in our sole discretion, consent thereto. The arbitration shall be conducted in Maryland and judgment on the arbitration award may be entered in any court having jurisdiction thereof. Should either you or the Lender Review Board file an action contrary to this provision, the other party may recover attorneys fees and costs up to $10,000.
About the Web Site
Unless otherwise noted, the graphic images, buttons, layout, and text contained in the Web site are the exclusive property of the Lender Review Board, and/or its affiliates and may not be copied or distributed, in whole or in part, without the express written consent of the Lender Review Board. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal or internal use.
The Lender Review Board cannot guarantee that the hyperlinks contained in the Web site will be accurate at the time of your access. the Lender Review Board assumes no responsibility for the content of any site referenced to by any hyperlink or otherwise. the Lender Review Board believes that making hyperlinks to publicly accessible web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.
The Lender Review Board not obligated to monitor any transmission made through the respective web pages and newsgroups. However, the Lender Review Board has the right, but not the obligation, to monitor any transmission made to and for the Web site. the Lender Review Board may use or disclose information gathered from the Web site.
For each visitor to the Web site, we collect the I.P address and e-mail address (where possible) of visitors to the Web site, and aggregate information on what pages consumers access or visit.
The information we collect is used to improve the content of the Web site, used by us to contact consumers for marketing purposes, disclosed when legally required to do so, at the request of governmental authorities conducting an investigation, to verify or enforce compliance with the policies governing the Web site and applicable laws or to protect against misuse or unauthorized use of the Web site, to a successor entity in connection with a corporate merger, consolidation, sale of assets or other corporate change respecting the Web site.
With respect to cookies: We use cookies to record user-specific information on what pages users access or visit, customize the Web site content based on visitors' browser type or other information that the visitor sends.
With respect to security: When we transfer and receive certain types of sensitive information such as financial or personal information, we redirect visitors to a secure server. We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information that we have collected from you at the Web site.
The Lender Review Board does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that the Web site or the server that makes it available is free of viruses or other harmful components as such information is received by you because the Lender Review Board cannot control the transmissions of information over the Internet.
LIMITATION OF LIABILITY
The Lender Review Board WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES—OR BOTH.
HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.
DISCLAIMER
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT the Lender Review Board DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT ITS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.
Not all policies or products are available in all states. This site is published for some, but not all of the residents of the United States of America .
Confidentiality is a top priority at the Lender Review Board We are committed to maintaining the highest level of confidentiality with all of the information we receive from our customers, including the information received from the Web site.


