Review of U.S. Mortgage Companies

PMI: Does HUD Owe You A Refund?

Please Note

You should be careful about any literature or solicitations stating that a change in HUD's, FHA's or the government's policy will prevent you from receiving your refund and that you should call their office immediately. You should be aware that there are firms that might claim that you must refinance your loan in order to qualify and/or quote some large refund available to you if you refinance your loan with their firm. If you are unsure whether your loan was FHA, you can call HUD on 1-(800) 697-6967 and provide your name and property address, or you may contact us at sf_premiums@hud.gov


You may be eligible for a refund of a portion of the insurance premium if you:

  • Acquired your loan after September 1, 1983
  • Paid an up-front mortgage insurance premium at closing and
  • Did not default on your mortgage payments.


    Click here to enter HUD's database to see if you are owed a refund


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